Frequently Asked Questions

The following are the most frequently asked questions for Green Investment Management, Inc. ("GIM"). Click on the question to be taken directly to the answer.

  1. Who is Green Investment Management, Inc.?
  2. What does Green Investment Management, Inc. do?
  3. What is Green Investment Management, Inc.'s philosophy?
  4. How long has Green Investment Management, Inc. been in business?
  5. How does Green Investment Management, Inc. add value for the client?
  6. What investment options do Green Investment Management, Inc. provide?
  7. What is the significance of an GIPS compliant (formerly AIMR-PPS) track record?
  8. Does Green Investment Management, Inc. have a GIPS compliant track record?
  9. Where is Green Investment Management, Inc. located?
  10. When Green Investment Management,Inc. is hired to manage an account, who actually has the client’s money?
  11. How does Green Investment Management, Inc. control risk?
  12. Who is involved with Green Investment Management, Inc.'s portfolio management?
  13. At the inception of management, will the client’s investment portfolio be invested all at once or in stages?
  14. If I have questions, who should I call?
  15. What kinds of reporting services can clients expect from Green Investment Management, Inc.?
  16. What is Green Investment Management, Inc.'s minimum account size?
  17. Does Green Investment Management, Inc. manage money within annuities?
  18. What is required to sell Green Investment Management, Inc.'s products?
  19. If the client already has an investment portfolio, what is the best way to get started with Green Investment Management, Inc.?
  20. How are investment decisions made?
  21. How often can clients expect changes in their portfolio?
  22. Is it possible for clients to lose money in one of Green Investment Management, Inc.'s allocations?
  23. Once a client invests with Green Investment Management, Inc., are they “locked in” for any specific period of time?
  24. How do clients open an account with Green Investment Management, Inc.?
  25. How do I contact Green Investment Management, Inc.?
  26. What ability to communicate with the managers should be expected?
  27. Does Green Investment Management, Inc. provide web account access?
  28. What is a benchmark?
  29. What is the appropriate benchmark for my given allocation?
  30. What Investment Programs are available with Green Investment Management, Inc.?
1. Who is Green Investment Management, Inc.?
Green Investment Management, Inc. (GIM) is an SEC Registered Investment Advisor.
2. What does Green Investment Management, Inc. do?
Green Investment Management, Inc. employs an active management discipline with two objectives. The objectives are to reduce market risk that a client’s portfolio would experience if invested in a similarly allocated non-managed portfolio and to enhance portfolio returns.

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3. What is Green Investment Management, Inc.'s philosophy?
GIM’s management begins with a top down market analysis to guide strategic and tactical asset allocation decisions. "Core" and "Select" positions are then determined for each portfolio. Continuous analysis dictates incremental adjustments to portfolio composition to minimize risk and enhance returns.
4. How long has Green Investment Management, Inc. been in business?
Green Investment Management, Inc. has been helping investors achieve their financial goals since 1984 and has over 15 years of GIPS compliant (formerly AIMR) track record.

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5. How does Green Investment Management, Inc. add value for the client?
The most significant benefit GIM provides is active management of the client's portfolio. This involves four daily steps including evaluating current economic and market conditions, establishing target allocations, selecting appropriate funds, and reallocating assets as needed. Through this process, GIM seeks to minimize risk and maximize the return of each portfolio.
6. What investment options does Green Investment Management, Inc. provide?
We offer two different investment styles with multiple allocation options.

Guardian Allocations: This allocation style is for those investors with a lower risk tolerance and who are more sensitive to losses during difficult market periods. This is our cornerstone active-defensive style for which we have a proven reputation.

Opportunity Allocations: This allocation style is designed for clients wanting to participate in capital appreciation opportunities available in the financial markets with an actively monitored and diversified portfolio.

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7. What is the significance of an GIPS compliant (formerly AIMR-PPS) track record?
A non-AIMR or GIPS compliant track record may not be a reliable tool for comparing returns. The CFA Institute, Centre for Financial Market Inegrity promotes performance presentation standards. Firms not following these Global Investment Performance Standards could be presenting only selected accounts, omitting accounts that are no longer with the firm, failing to properly adjust returns for significant cash flows, or other return distorting omissions.

8. Does Green Investment Management, Inc. have a GIPS compliant track record?
Yes. Green Investment Management, Inc. has more than 15 years of GIPS and AIMR-PPS compliant track record that is reviewed quarterly by the firm B. R. Powell & Associates, PC.

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9. Where is Green Investment Management, Inc. located?
Green Investment Management is located in downtown Fort Worth, Texas. Click here for directions.
10. When Green Investment Management, Inc. is hired to manage an account, who actually has the client’s money?
It depends on the custody arrangement chosen. Green Investment Management, Inc. does not directly take custody of portfolios, but manages money through approved custodians that hold investments such as FiServ Trust Company, American Skandia, Trust Company of America, Rydex Funds, etc.

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11. How does Green Investment Management, Inc. control risk?
Both the Guardian and Opportunity allocations are designed with strategic and tactical ranges (strategic is considered the base or target allocation, tactical is the range of minimum and maximum exposure to any given asset class) and reduce risk to the client’s portfolio through proper diversification and certain defensive positioning.

The Guardian Allocations (the more conservative of the two) take this one step further. The Guardian Allocations active/defensive style gives them a wider tactical band through which it can move incrementally in or out of the market to preserve client principal.

For example, GIM may reduce the domestic equity exposure of the portfolio to 10% if its indicators recognize unfavorable conditions for this asset class. Conversely, if GIM's indicators show the risk of holding domestic equities is relatively low, and opportunities are correspondingly high, GIM may increase exposure in this asset class to the maximum of 60% allowed within the tactical allocation.
12. Who is involved with GIM’s portfolio management?
Byron D. Green, Jr., manages all GIM portfolios, assisted by Kirk Wimberley, MBA.

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13. At the inception of management, will the client’s investment portfolio be invested all at once or in stages?
Portfolios are generally invested during multi-week intervals depending on market and economic conditions. If the client has special instructions GIM can be flexible to their needs.
14. If I have questions, who should I call?
For operations and management questions contact Kirk Wimberley (extension 101), for marketing questions contact Jackie Green (extension 103) and for assistance with technology contact Donna Patton (extension 102).

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15. What kinds of reporting services can clients expect from Green Investment Management, Inc.?
  • A Monthly Statement Illustrating Positions and Activity (monthly statements are provided by custodians and not GIM)
  • A Quarterly Summary of Portfolio Allocation
  • Quarterly and Yearly Performance Reporting
  • Our Quarterly Newsletter, The GIM Report, Market Commentary
  • And an Annual Cost Basis Report

In addition to the above, ID’s and passwords for secure web account access are issued at request.

16. What is Green Investment Management, Inc.’s minimum account size?
Green Investment Management, Inc.’s minimum account size is $20,000 (with the exception of the Custodial Mutual Funds Platform custodied at Trust Company of America which has a minimum of $75,000). Amounts are negotiable at the discretion of GIM.

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17. Does Green Investment Management, Inc. manage money within annuities?
Yes. Green Investment Management, Inc. manages portfolio allocations of industry leaders such as Nationwide Marketflex and Security Benefit Life.
18. What is required to sell Green Investment Management, Inc.’s products?
To sell GIM’s products Representatives must be Series 65 (or equivalent) licensed and affiliated with either a Broker/Dealer or Investment Advisory Firm.

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19. If the client already has an investment portfolio, what is the best way to get started with Green Investment Management, Inc.?
Call 1-800-950-8004 extension 103 and speak with Jackie Green.
20. How are investment decisions made?
After the daily review of GIM’s computerized models the management team discuss whether or not any changes are to be made.

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21. How often can clients expect changes in their portfolio?
Green Investment Management, Inc. has no preconceived time line from which changes are made. Allocation changes are totally dependent upon market and economic conditions.
22. Is it possible for clients to lose money in one of Green Investment Management, Inc’s allocations?
Yes. While Green Investment Management, Inc. believes its time-honored management style will be successful, there are no guarantees.

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23. Once a client invests with Green Investment Management, Inc., are they “locked in” for any specific period of time?
No, however we do recommend an investment horizon of at least 5 years.
24. How do clients open an account with Green Investment Management, Inc.?
Prospective clients must contact their Financial Advisor to let them know they are interested in placing money under management with GIM. If a client is not currently working with an advisor, we will refer them to a qualified financial advisor in their area.

Call 1-800-950-8004 extension 103 and speak with Jackie Green.

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25. How do I contact Green Investment Management, Inc.?
       Phone: (800) 950-8004 or (817) 335-1178
       Fax: (817) 877-0741
       Email: Jackie@GIMLink.com       Address: 309 West 7th St., Fort Worth, TX 76102-6901
26. What ability to communicate with the managers should be expected?
The GIM Report, Market Commentary, written by Byron D. Green, Jr. is sent to each client and Financial Advisor on a quarterly basis.

If there are management questions for Byron D. Green, Jr. or the management team conference calls can be arranged by calling 1-800-950-8004 extension 103.

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27. Does Green Investment Management, Inc. provide web account access?
Yes. Clients and Financial Advisors will be issued an ID and password by request.
28. What is a benchmark?
A benchmark is a standard, usually an unmanaged index, used for comparative purposes in assessing portfolio performance. To determine if your portfolio returns are competitive, you would measure them against a benchmark. An appropriate benchmark would be one that is allocated similarly to the portfolio.

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29. What is the appropriate benchmark for my given allocation?
On October 1, 2005, GIM began using custom benchmarks to better reflect the actual fund and asset class make-up of the GIM allocations. These custom benchmarks are comprised of Lipper® Indices. Refer to disclosure information presented with performance numbers for specific information regarding these custom benchmarks.

   Guardian Fixed Income – Lipper® General Bond Fund Composite
   Guardian Balanced Income – Lipper® Balanced Income Composite
   Guardian Conservative Balanced – Lipper® Conservative Balanced Composite
   Guardian Balanced – Lipper® Balanced Composite
   Guardian Balanced Growth – Lipper® Balanced Growth Composite
   Guardian Balanced Mosaic – Lipper® Balanced Mosaic Composite
   Guardian Global Stock – Lipper® Global Stock Composite
   Guardian Equity Mosaic – Lipper® Equity Mosaic Composite
   Guardian Sector – Lipper® Equity Composite
   Guardian Country - Lipper® International Composite
   Opportunity Balanced Growth – Lipper® Balanced Growth Composite
   Opportunity Global Stock – Lipper® Global Stock Composite
   Opportunity Style – Lipper® Equity Composite
30. What Investment Programs are available with Green Investment Management, Inc.?
  • Exchange Traded Funds Platform; custodied at FiServ Trust Company
  • Custodial Mutual Fund Platforms; custodied at FiServ Trust Company
  • Designated Investment Platform – Variable Annuity; held at selected annuity companies

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Green Investment Management, Inc.