Guardian Allocations - Allocation Spectrum
Guardian allocations utilize the active/defensive style GIM has become known for. This diversified style attempts to minimize portfolio loss during difficult or "bear" markets and seeks to provide risk adjusted returns that meet or exceed the returns of similarly allocated passive managers. The Guardian allocations range from the very conservative Fixed Income to the more aggressive Stock and Sector allocations. Guardian allocations are designed for investors who place more emphasis on their desire for principal preservation.
Disclosure: Request Form ADV Part 2 for a complete description of Green Investment Management, Inc.’s management services. Market and economic conditions can change rapidly producing materially different returns (or losses) over different periods. No inference should be drawn that managed accounts will achieve similar performance or will be profitable in the future. Investing involves risk and you may incur a profit or a loss. Past performance is no guarantee of future results.
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| | Guardian Fixed Income Allocation |
 | | This actively managed portfolio is diversified primarily among domestic bond funds with a small allocation to foreign bonds periodically. This allocation may be suitable for some clients requiring higher income, safety and stability needs. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Bonds | 100% | 10% - 100% | |
| | Foreign Bonds | | 0% - 15% | |
| | Money Market | | 0% - 90% | |
| | Other | | 0% - 10% | |
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| | Guardian Balanced Income Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock and bond funds, with a strong emphasis on bonds. This allocation employs an active/defensive style designed to provide moderate current income and moderate growth. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 20% | 10% - 30% | |
| | Foreign Equities | 10% | 5% - 10% | |
| | Domestic Bonds | 70% | 10% - 70% | |
| | Foreign Bonds | | 0% - 15% | |
| | Money Market | | 0% - 75% | |
| | Other | | 0% - 10% | |
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| | Guardian Conservative Balanced Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock and bond funds with an emphasis on bonds. This allocation employs an active/defensive style designed to provide conservative long-term growth with some current income. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 35% | 10% - 40% | |
| | Foreign Equities | 15% | 5% - 20% | |
| | Domestic Bonds | 50% | 10% - 60% | |
| | Foreign Bonds | | 0% - 10% | |
| | Money Market | | 0% - 75% | |
| | Other | | 0% - 20% | |
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| | Guardian Balanced Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock and bond funds with an emphasis on bonds. This allocation employs an active/defensive style designed to provide conservative long-term growth with some current income. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 40% | 10% - 50% | |
| | Foreign Equities | 20% | 5% - 30% | |
| | Domestic Bonds | 40% | 10% - 50% | |
| | Foreign Bonds | | 0% - 10% | |
| | Money Market | | 0% - 75% | |
| | Other | | 0% - 20% | |
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| | Guardian Balanced Growth Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock and bond funds with an emphasis on stock. This allocation employs an active/defensive style designed to provide long-term wealth accumulation and purchasing power protection. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 50% | 10% - 60% | |
| | Foreign Equities | 25% | 5% - 40% | |
| | Domestic Bonds | 25% | 0% - 30% | |
| | Foreign Bonds | | 0% - 10% | |
| | Money Market | | 0% - 85% | |
| | Other | | 0% - 20% | |
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| | Guardian Balanced Mosaic Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock and bond funds, with a stronger emphasis on stock. This allocation employs an active/defensive style designed to provide long-term growth for clients that have a reasonable tolerance for variable returns. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 59.25% | 5% - 60% | |
| | Foreign Equities | 15.75% | 2% - 46% | |
| | Domestic Bonds | 25% | 3% - 25% | |
| | Foreign Bonds | | 0% - 04% | |
| | Money Market | | 0% - 91% | |
| | Other | | 0% - 19% | |
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| | Guardian Global Stock Allocation |
 | | This actively managed portfolio is a diversified mix of domestic and foreign stock funds. This allocation employs an active/defensive style designed for clients with a reasonable tolerance for variable returns and who are seeking above average long-term growth. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 65% | 10% - 90% | |
| | Foreign Equities | 35% | 5% - 40% | |
| | Money Market | | 0% - 85% | |
| | Other | | 0% - 20% | |
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| | Guardian Equity Mosaic Allocation |
 | | This actively managed portfolio is a diversified mix of both domestic and international stock funds, with an occasional allocation to bonds. As the 'Mosaic' implies, multiple investment styles are employed within this portfolio. GIM's sector allocation methodology has been blended with GIM's traditional equity investing style to create this hybrid portfolio. This allocation employs an active/defensive style designed to provide moderately aggressive long-term growth for clients that have a reasonable tolerance for variable returns. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 79% | 6% - 94% | |
| | Foreign Equities | 21% | 3% - 44% | |
| | Domestic Bonds | | 0% - 20% | |
| | Foreign Bonds | | 0% - 10% | |
| | Money Market | | 0% - 91% | |
| | Other | | 0% - 10% | |
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| | Guardian Sector Allocation |
 | | This actively managed portfolio is a mix of both domestic and international stock funds, with an occasional allocation to bonds. This strategy makes concentrated investments into sectors of the investment markets that are demonstrating recent relative strength. This allocation employs an active/defensive style and is suitable for clients with a high tolerance for variable returns and those seeking aggressive long-term growth. |
| | Consists of: | Strategic | Tactical | |
| | Domestic Equities | 100% | 0% - 100% | |
| | Money Market | | 0% - 100% | |
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| | Guardian Country Allocation |
 | | The Guardian Country allocation is an aggressive strategy designed to participate in foreign country or region specific exchange-traded funds that are demonstrating recent risk-adjusted relative strength. The allocation generally invests in equities from 3 to 5 different foreign countries. The objective of the Guardian Country allocation is to provide foreign equity diversification with enhanced risk-adjusted returns relative to broad foreign equity indexes. |
| | Consists of: | Strategic | Tactical | |
| | Foreign Equities | 100% | 0% - 100% | |
| | Money Market | | 0% - 100% | |